PMSBY Yojana is accidental insurance scheme offering accidental death and disability cover for death or disability on account of accident. Scheme will be for an one year and auto renew every year. This scheme is offered by all bank and Bank Mitra.
It covers age group of 18 to 70 years.
People who having their savings account in their bank ,they can avail this insurance scheme.
Aadhar would be the primary KYC for Bank account.
If any one have multiple saving accounts then they will eligible for only one saving bank account.
Premium of insurance.
Only Rs. 12 per annum per enrollment. Premium will be deducted from the account holders saving account through “auto debit” facility in one installment on before 1st June of each annual coverage period under the scheme. In case auto debit take place after 1 June , the cover shall commence from the first day of the month following the auto debit.
The person who have saving account they can enroll in scheme from 1st June to 31st May in year.
Death. If Death takes places then person will be eligible for Rs 2 lakh claim. Subscriber can get sum of Rs two lakh.
Partial Loss. If subscriber total loss of both eyes or loss of use of both hands or feet or loss of sight of both eyes and loss of use of hand or foot then he can get be benefited of sum Rs 2 lakh.
If subscriber total and irrevocable loss of sight of one eye or loss of use of one hand or foot then he/she can get be benefited of Rs two lakh rupees.
How to file claim.
To file claim of PMSBY or receive the claim you need to prepare required documents.The PMSBY Claim Form must be completed and submitted to the branch where the insured holds the underlying Bank Account, preferably within 30 days of the accident resulting in claim.
You need to fill the below mention form and you can download form from below mention link.
For more information please watch mentioned below video. Please watch following video for PMSBY YOJANA.